Digital Planner Pricing Calculator

    Digital planners are high-margin after break-even. Enter planner type, design software cost per month, font and asset cost per planner, design hours and revision hours, cover design cost if outsourced, listing photo mockup cost, annual sales estimate, platform fees, selling price, and competitor average. Get creation cost, profit per sale, annual profit, break-even units, and months to break-even.

    Instant calculations · Editable fee assumptions · Export-ready results

    Inputs

    Values update results instantly. Adjust fee assumptions to match your seller dashboard.

    Product

    Type of digital planner

    Tools

    USD

    Canva Pro, Adobe, Affinity

    Creation

    USD

    Premium fonts, graphics, templates purchased

    Hours to design the planner

    Hours testing hyperlinks, revisions

    USD

    If outsourced cover design

    Marketing

    USD

    Mockups or product photography

    Volume

    Units you expect to sell per year

    Fees

    %

    Etsy/Gumroad/etc. fee

    USD

    Fixed transaction fee

    Pricing

    USD

    Price you charge per planner

    USD

    Average price competitors charge

    Results

    Live estimates based on your inputs and editable fee assumptions.

    98.3% · Excellent

    Selling price

    $12.99

    Your listed price

    Earnings per sale after fees

    $11.39

    After platform and processing

    Amortized creation cost per unit

    $0.19

    Creation cost ÷ annual sales

    Profit per sale

    $11.20

    After fees minus amortized creation

    Annual profit estimate

    $2,240.20

    Profit per sale × annual sales

    Break-even units

    3.34

    Units to cover creation cost

    Months to break-even

    0.20

    At estimated sales rate

    Profit margin after break-even

    Excellent

    98.3%

    After initial creation recovered

    What this means

    Creation cash $38.00 + labor opp $375 ($15hr×$25) = $413.00 total. Earn $11.39/sale after 10%+$0.30 fees. Amortized $0.19/unit at 200/yr. Profit $11.20/sale ×200=$2240/yr. Break-even 3.3 units cash (0.2mo) vs 36.3 with labor opp. 98% margin after break-even.

    Digital planner profit curve

    Interactive breakdown of fees, costs, and remaining profit.

    Distribution

    • Amortized cost/unit
      $0.19
      1.7%
    • Profit per sale
      $11.20
      98.3%

    Total $11.39 · 2 segments · interactive

    Line-item breakdown

    Dollar amounts, share of revenue, and visual proportion.

    Software per month
    $15.00
    Font and assets
    $8.00
    Cover design
    $15.00
    Listing / mockups
    $0.00
    Total creation cash
    $38.00
    Design hours
    12
    Revision hours
    3
    Labor opportunity at $25/hr
    $375.00
    Total with opportunity
    $413.00
    Selling price
    $12.99
    Earnings per sale after fees
    $11.39
    Amortized creation per unit
    $0.19
    Profit per sale
    $11.20
    Annual sales estimate
    200
    Annual profit estimate
    $2,240.20
    Break-even units cash
    3.34
    Break-even with labor opp
    36.26
    Months to break-even
    0.20
    3-year projection
    $6,720.60

    Assumptions used

    • • Creation $38.00 cash + $375 labor opp = $413.00
    • • Earnings $11.39 = $12.99×90%−$0.30
    • • Amortized $0.19 = $38.00/200

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    How it works

    Methodology & formulas

    This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.

    Calculation steps

    1. 1Sum cash creation costs excluding labor for payback calculation.
    2. 2Calculate opportunity labor at $25/hr for context but keep cash profit separate.
    3. 3Deduct platform percentage and fixed fees from selling price for earnings per sale.
    4. 4Amortize creation cost over expected annual sales for per-unit cost.
    5. 5Multiply profit per sale by annual estimate for yearly profit.
    6. 6Divide creation cost by earnings per sale for break-even units, then by monthly sales rate for months to break-even.

    Formulas

    • creationCash = softwareMonth + fontAsset + cover + listing
    • laborOpp = (designHrs+revisionHrs)×25
    • totalWithOpp = creationCash + laborOpp
    • amortized = creationCash / annualSales
    • earnings = price×(1-fee%)−feeFixed
    • profitPerSale = earnings − amortized
    • annualProfit = profitPerSale × annualSales
    • breakEven = creationCash / earnings
    • monthsBE = breakEven / (annualSales/12)

    Important assumptions

    • totalCreationCost = designSoftwareCostPerMonth + fontAndAssetCostPerPlanner + coverDesignCost + listingPhotoCost (cash out, not including labor opportunity cost).
    • totalCreationWithLaborOpportunity = creationCost + (designHours+revisionHours)×$25/hr for value of time.
    • amortizedPerUnit = creationCost / annualSalesEstimate.
    • earningsPerSale = sellingPrice×(1−feePct)−feeFixed.
    • profitPerSale = earningsPerSale − amortizedPerUnit.
    • annual profit = profitPerSale × annualSalesEstimate.
    • break-even units = creationCost / earningsPerSale.
    • months to break-even = breakEvenUnits / (annualSalesEstimate/12).

    Worked example

    Yearly bundle – passive income math

    Yearly bundle $12.99. Creation cost: $15 software + $8 fonts + $15 cover + $0 photos = $38. Labor 15hrs at $25/hr = $375 opportunity. Total $413. Estimate 200 sales/yr.

    Creation cash $38. Labor opp 15hr×$25=$375 total $413. Per sale: $12.99×0.9-$0.30=$11.39 earnings. Amortize $38/200=$0.19. Profit $11.20/sale ×200=$2,240 annual. Break-even $38/$11.39=3.3 units cash, $413/$11.39=36 units with labor. At 16.7 sales/month = 2.2 months to recover. After break-even 95%+ margin. 3-year 600 sales $6,720 profit from one planner. Key insight: digital planners high-margin after break-even — build catalog of 5-10 for $10k+ passive.

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