Gumroad Fee Calculator
Enter your digital product price, Gumroad plan, and any costs to see exactly what lands in your bank account. Gumroad Free charges 10% platform fee, Pro is $10 per month plus 5%. Payment processing via Stripe or PayPal is separate, typically 2.9% + $0.30. Perfect for ebooks, courses, software, templates, and memberships.
Best for
Make the next pricing or planning decision with context
Estimate what Gumroad keeps from each sale before you set a price or list a product. It covers Gumroad fees, profit, and net take-home for digital products, courses, and memberships.
Instant calculations · Editable fee assumptions · Export-ready results
Inputs
Values update results instantly. Adjust fee assumptions to match your seller dashboard.
Your figures are saved in this browser on this device.
Product details
Price of your digital product.
Number of units sold in this period.
Your costs
Amortized hosting, tools, or creation cost per sale.
Gumroad plan
Your Gumroad subscription plan.
Gumroad platform fee percent based on plan.
Payment processing
Card processing percentage rate.
Fixed fee per transaction.
Results
Live estimates based on your inputs and editable fee assumptions.
Total revenue
$29.00
Sale price times quantity.
Gumroad fee
$2.90
Platform fee based on plan.
Payment processing fee
$1.14
Stripe/PayPal processing.
Your product costs
$0.00
Creation and maintenance costs.
Net profit
$24.96
What you keep after all fees and costs.
Profit margin
Excellent86.1%
Net profit as share of revenue.
Effective fee rate
13.9%
Total fees as percent of revenue.
What this means
Healthy 86.1% margin, keeping 24.96 on 29.00 revenue. Total fees 4.04 are 13.9% of revenue. Efficient digital product economics.
Gumroad fee breakdown
Interactive breakdown of fees, costs, and remaining profit.
Distribution
- Gumroad fee$2.9010.0%
- Processing$1.143.9%
- Net profit$24.9686.1%
Total $29.00 · 3 segments · interactive
Line-item breakdown
Dollar amounts, share of revenue, and visual proportion.
- Total revenue
- $29.00
- Gumroad fee
- $2.90
- Payment processing fee
- $1.14
- Total fees
- $4.04
- Product costs
- $0.00
- Net profit
- $24.96
- Profit margin
- 86.1%
- Effective fee rate
- 13.9%
Assumptions used
- • Gumroad plan free at 10.00%
- • Processing 2.90% + 0.30 per transaction
- • Product cost 0.00 per unit
Profit intelligence
Profit Health Score
A quick read on margin strength, fee efficiency, shipping control, and pricing safety.
AI Business Insights
NewPersonalized recommendations generated from your live calculation. No generic advice — every insight uses your actual numbers.
Excellent margin — premium positioning is working
With 86.1% margin and $24.96 profit per order, this product is priced well above costs. You have strong headroom to offer bundle discounts, absorb seasonal shipping surcharges, or invest in better packaging without eroding profit.
Fee burden is within marketplace norms
Fees take 13.9% of revenue ($4.04). This is common across marketplaces. Focus on controlling product and shipping costs rather than chasing fee reductions, since marketplace fees are largely fixed.
Insights update instantly as you edit inputs. They are estimates based on your assumptions, not financial advice.
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Explore GumroadGumroad Fee Calculator
Generated 9/9/2026, 5:53:49 PM · Currency USD
Inputs
- Price of your digital product: 29
- Units sold: 1
- Any cost to create or maintain product: 0
- Gumroad plan: free
- Gumroad platform fee rate: 10
- Payment processor (Stripe/PayPal) rate: 2.9
- Fixed payment processing fee: 0.3
Results
- Total revenue: $29.00
- Gumroad fee: $2.90
- Payment processing fee: $1.14
- Total fees: $4.04
- Product costs: $0.00
- Net profit: $24.96
- Profit margin: 86.1%
- Effective fee rate: 13.9%
Interpretation
Healthy 86.1% margin, keeping 24.96 on 29.00 revenue. Total fees 4.04 are 13.9% of revenue. Efficient digital product economics.
How it works
Methodology & formulas
This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.
Calculation steps
- 1Revenue is sale price multiplied by quantity.
- 2Gumroad fee is revenue times platform fee percent based on plan.
- 3Processing fee is revenue times processing percent plus fixed fee per transaction.
- 4Total fees combine Gumroad fee plus processing fee.
- 5Total costs are product cost times quantity.
- 6Net profit equals revenue minus total fees minus product costs.
- 7Profit margin equals net profit divided by revenue.
- 8Effective fee percent equals total fees divided by revenue.
Formulas
- Revenue = salePrice × quantity
- Gumroad fee = revenue × gumroadFee%
- Processing fee = (revenue × processing%) + processingFixed
- Total fees = gumroadFee + processingFee
- Net profit = revenue − totalFees − productCost
- Profit margin = netProfit ÷ revenue × 100
- Effective fee % = totalFees ÷ revenue × 100
Important assumptions
- Gumroad Free plan charges 10% platform fee with no monthly cost, Pro charges $10 per month plus 5%. This calculator uses percent-per-sale only; monthly $10 is reference.
- Payment processing is separate, typically 2.9% + $0.30 US domestic via Stripe/PayPal, varies by country and card type.
- Product cost can be zero for purely digital goods or amortized hosting/tools per sale.
- VAT and sales tax handling by Gumroad is not modeled; enter tax-exclusive price for margin view.
- Gumroad Discover and affiliate cuts, if you use them, are additional and not included here.
Sources & review
Know what this estimate is built on
Use these official references to locate the policy, plan, or help details behind the editable inputs.
Official references
Use the current terms
These official references are starting points for published policies, pricing, or help. They do not validate every default in this calculator. Rates, plans, eligibility, regions, and account terms can change, so compare the editable fields with your account before relying on the result.
Defaults are editable estimates. Match them to your current account, provider statement, official authority, lender, or adviser before making a pricing or investment decision.
Calculator model reviewed: August 9, 2026. This date covers the page and calculator guidance, not a guarantee that every live platform rate or term was re-audited on that date.
Worked example
Notion template pack
You sell a $29 template pack, 10 sales this month, Free plan 10%, Stripe 2.9% + $0.30, $0 product cost.
FAQ
Common questions
Related guides
Read the guide behind the number
Use these practical guides to check the assumptions behind Gumroad Fees before you make the next decision.