Payhip Fee Calculator: What You Keep Per Sale
Use this Payhip fee calculator to estimate what you keep from a digital product, course, membership, or other sale. Compare the Free plan at 5%, Plus at 2% and $29/month, or Pro at 0% and $99/month, then edit the Payhip and processor assumptions to match your account. The per-sale result includes platform and payment processing fees, but it does not subtract the monthly plan charge, taxes, or affiliate payouts.
Best for
Make the next pricing or planning decision with context
Use this when you want to estimate how much Payhip charges and what you keep from a digital product, course, membership, or similar sale. Choose Free, Plus, or Pro as plan context, then set the editable Payhip fee percentage, starting from 5%, 2%, or 0%, and the PayPal or Stripe percentage and fixed fee to match your account. The $29 Plus and $99 Pro monthly charges are reference context only, not part of the per-sale result. Move to Payhip Pricing Calculator to solve for a price, Payhip Profit Calculator to add broader costs, Payhip Margin Calculator to compare margin, or Payhip Break-Even Calculator to test monthly plan economics and volume.
Instant calculations · Editable fee assumptions · Export-ready results
Inputs
Values update results instantly. Adjust fee assumptions to match your seller dashboard.
Your figures are saved in this browser on this device.
Product details
Price paid for one digital product, course, membership, or other Payhip offer.
Number of copies or seats in one checkout. The fixed processor fee is applied once to this transaction.
Creation, hosting, support, or delivery cost allocated to each copy or seat.
Payhip plan
Select Free, Plus, or Pro for context. This selector does not change the editable Payhip fee percentage.
Editable per-sale Payhip transaction fee. Starting references are Free 5%, Plus 2%, and Pro 0%; changing the plan selector does not update this field.
Payment processing
Editable PayPal or Stripe percentage. Rates vary by country, account, payment method, and currency.
Editable fixed processor amount applied once per transaction, not once per copy.
Results
Live estimates based on your inputs and editable fee assumptions.
Total revenue
$19.99
Price per copy multiplied by copies in the checkout.
Payhip fee
$1.00
Revenue multiplied by the editable Payhip fee percentage. Monthly plan charges are excluded.
Payment processing fee
$0.88
Editable processor percentage applied to revenue plus one fixed fee per transaction.
Your product costs
$0.00
Product cost per copy multiplied by the number of copies in the checkout.
Net profit
$18.11
Modeled per-sale result after platform, processing, and product costs. Monthly Payhip plan charges are not subtracted.
Profit margin
Excellent90.6%
Net profit as a share of revenue before monthly plan charges.
Effective fee %
9.4%
Payhip plus processing fees as a share of revenue, excluding monthly plan charges and product costs.
What this means
Strong 90.6% margin keeping 18.11 on 19.99 revenue. Total fees 1.88 are 9.4% of revenue. Efficient digital product economics.
Payhip fee breakdown
Interactive breakdown of fees, costs, and remaining profit.
Distribution
- Payhip fee$1.005.0%
- Processing$0.884.4%
- Net profit$18.1190.6%
Total $19.99 · 3 segments · interactive
Line-item breakdown
Dollar amounts, share of revenue, and visual proportion.
- Total revenue
- $19.99
- Payhip fee
- $1.00
- Payment processing fee
- $0.88
- Total fees
- $1.88
- Product costs
- $0.00
- Net profit
- $18.11
- Profit margin
- 90.6%
- Effective fee rate
- 9.4%
Assumptions used
- • Payhip plan free at 5.00%
- • Processing 2.90% + 0.30 per transaction
- • Product cost 0.00 per unit
Profit intelligence
Profit Health Score
A quick read on margin strength, fee efficiency, shipping control, and pricing safety.
AI Business Insights
NewPersonalized recommendations generated from your live calculation. No generic advice — every insight uses your actual numbers.
Excellent margin — premium positioning is working
With 90.6% margin and $18.11 profit per order, this product is priced well above costs. You have strong headroom to offer bundle discounts, absorb seasonal shipping surcharges, or invest in better packaging without eroding profit.
Very efficient fee structure
Only 9.4% of revenue goes to platform fees. This is better than most sellers achieve and means your pricing power goes straight to profit.
Insights update instantly as you edit inputs. They are estimates based on your assumptions, not financial advice.
Your next best moves
Use your Payhip Fees result to make the next decision. These Payhip tools follow the same cost and pricing thread.
Keep the decision moving with the free Etsy Seller Toolkit
Download a practical checklist for pricing, hidden cost leaks, and healthier profit decisions alongside this result.
More Payhip calculators and guides are in the category hub.
Explore PayhipPayhip Fee Calculator
Generated 9/9/2026, 5:52:11 PM · Currency USD
Inputs
- Price per sale: 19.99
- Copies in one checkout: 1
- Product cost per copy: 0
- Payhip plan (reference): free
- Payhip fee assumption (%): 5
- Payment processing (%): 2.9
- Fixed processing fee: 0.3
Results
- Total revenue: $19.99
- Payhip fee: $1.00
- Payment processing fee: $0.88
- Total fees: $1.88
- Product costs: $0.00
- Net profit: $18.11
- Profit margin: 90.6%
- Effective fee rate: 9.4%
Interpretation
Strong 90.6% margin keeping 18.11 on 19.99 revenue. Total fees 1.88 are 9.4% of revenue. Efficient digital product economics.
How it works
Methodology & formulas
This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.
Calculation steps
- 1Revenue is price per copy multiplied by copies in one checkout.
- 2Payhip fee is total revenue multiplied by the editable Payhip fee percentage. The selected plan provides reference context and does not update this input automatically.
- 3Processing fee is total revenue multiplied by the editable processor percentage, plus one fixed fee per transaction.
- 4Total modeled fees combine the Payhip fee and payment processing fee.
- 5Product costs combine the per-copy product cost multiplied by the number of copies.
- 6Per-sale net profit equals revenue minus modeled fees minus product costs. Monthly plan charges, taxes, affiliate payouts, and unentered marketing costs are excluded.
- 7Profit margin equals per-sale net profit divided by revenue.
- 8Effective fee percent equals modeled Payhip and processing fees divided by revenue.
Formulas
- Revenue = salePrice × quantity
- Payhip fee = revenue × transactionFee%
- Processing fee = (revenue × processing%) + processingFixed
- Total fees = payhipFee + processingFee
- Net profit = revenue − totalFees − productCost
- Profit margin = netProfit ÷ revenue × 100
- Effective fee % = totalFees ÷ revenue × 100
Important assumptions
- Payhip plan references are Free: $0/month + 5% per sale, Plus: $29/month + 2%, and Pro: $99/month + 0%. The plan selector records context, while the Payhip fee percentage stays editable; monthly plan charges are not subtracted from the per-sale result.
- PayPal or Stripe processing is separate from Payhip's platform fee. The default 2.9% + $0.30 is an editable starting assumption, not a universal rate; processor terms vary by country, account, payment method, and currency.
- Quantity represents copies or seats in one checkout. Percentage fees apply to total revenue, while the fixed processor fee is applied once per transaction.
- Product cost can be zero for a purely digital item, or an allocated per-copy amount for creation, hosting, support, or delivery.
- VAT, sales tax, and tax collection or remittance are not modeled. Payhip tax settings and your obligations depend on location, product, and account, so confirm the treatment for your market.
- Affiliate payouts, advertising, refunds, software, and other marketing costs are outside this fee-only model. Add an allocated amount to product cost or use Payhip Profit Calculator for a broader scenario.
Sources & review
Know what this estimate is built on
Use these official references to locate the policy, plan, or help details behind the editable inputs.
Official references
Use the current terms
These official references are starting points for published policies, pricing, or help. They do not validate every default in this calculator. Rates, plans, eligibility, regions, and account terms can change, so compare the editable fields with your account before relying on the result.
Defaults are editable estimates. Match them to your current account, provider statement, official authority, lender, or adviser before making a pricing or investment decision.
Calculator model reviewed: August 9, 2026. This date covers the page and calculator guidance, not a guarantee that every live platform rate or term was re-audited on that date.
Worked example
Illustrative ebook bundle sale
You sell one $19.99 ebook bundle on Payhip Free. The modeled assumptions are a 5% Payhip fee, 2.9% processor percentage, $0.30 fixed processor fee, and $0 product cost. This is an illustrative per-sale example; monthly plan charges are excluded.
FAQ
Common questions
Related guides
Read the guide behind the number
Use these practical guides to check the assumptions behind Payhip Fees before you make the next decision.
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