Payhip Fee Calculator
Enter your digital product price and Payhip plan to see what you actually keep after transaction and PayPal or Stripe fees. Payhip charges 5% on Free, 2% on Plus ($29/mo), and 0% on Pro ($99/mo). Payment processing is separate and usually 2.9% + $0.30. Great for courses, ebooks, software licenses, and memberships.
Instant calculations · Editable fee assumptions · Export-ready results
Inputs
Values update results instantly. Adjust fee assumptions to match your seller dashboard.
Product details
Price of your digital product.
Number of copies sold.
Any cost to create or maintain the product.
Payhip plan
Your Payhip plan determines transaction fee rate.
Payhip transaction fee (based on plan).
Payment processing
PayPal/Stripe processing rate.
Fixed processing fee per payment.
Results
Live estimates based on your inputs and editable fee assumptions.
Total revenue
$19.99
Sale price times quantity.
Payhip fee
$1.00
Payhip transaction fee based on plan.
Payment processing fee
$0.88
PayPal or Stripe fee.
Your product costs
$0.00
Creation and maintenance costs.
Net profit
$18.11
Revenue minus all fees and costs.
Profit margin
Excellent90.6%
Net profit as share of revenue.
Effective fee %
9.4%
Total fees as percent of revenue.
What this means
Strong 90.6% margin keeping 18.11 on 19.99 revenue. Total fees 1.88 are 9.4% of revenue. Efficient digital product economics.
Payhip fee breakdown
Interactive breakdown of fees, costs, and remaining profit.
Distribution
- Payhip fee$1.005.0%
- Processing$0.884.4%
- Net profit$18.1190.6%
Total $19.99 · 3 segments · interactive
Line-item breakdown
Dollar amounts, share of revenue, and visual proportion.
- Total revenue
- $19.99
- Payhip fee
- $1.00
- Payment processing fee
- $0.88
- Total fees
- $1.88
- Product costs
- $0.00
- Net profit
- $18.11
- Profit margin
- 90.6%
- Effective fee rate
- 9.4%
Assumptions used
- • Payhip plan free at 5.00%
- • Processing 2.90% + 0.30 per transaction
- • Product cost 0.00 per unit
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Copy your numbers, save as PDF, or share with your team and seller communities.
Profit intelligence
Profit Health Score
A quick read on margin strength, fee efficiency, shipping control, and pricing safety.
AI Business Insights
NewPersonalized recommendations generated from your live calculation. No generic advice — every insight uses your actual numbers.
Excellent margin — premium positioning is working
With 90.6% margin and $18.11 profit per order, this product is priced well above costs. You have strong headroom to offer bundle discounts, absorb seasonal shipping surcharges, or invest in better packaging without eroding profit.
Very efficient fee structure
Only 9.4% of revenue goes to platform fees. This is better than most sellers achieve and means your pricing power goes straight to profit.
Insights update instantly as you edit inputs. They are estimates based on your assumptions, not financial advice.
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Payhip Fee Calculator
Generated 7/29/2026, 2:49:41 AM · Currency USD
Inputs
- Sale price: 19.99
- Quantity sold: 1
- Product creation cost per sale: 0
- Payhip plan: free
- Payhip fee (%): 5
- Payment processing (%): 2.9
- Fixed processing fee: 0.3
Results
- Total revenue: $19.99
- Payhip fee: $1.00
- Payment processing fee: $0.88
- Total fees: $1.88
- Product costs: $0.00
- Net profit: $18.11
- Profit margin: 90.6%
- Effective fee rate: 9.4%
Interpretation
Strong 90.6% margin keeping 18.11 on 19.99 revenue. Total fees 1.88 are 9.4% of revenue. Efficient digital product economics.
How it works
Methodology & formulas
This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.
Calculation steps
- 1Revenue is sale price times quantity.
- 2Payhip fee is revenue times transaction fee percent based on plan selection.
- 3Processing fee is revenue times processing percent plus fixed fee per order.
- 4Total fees combine Payhip fee plus processing fee.
- 5Product costs combine any creation or maintenance cost times quantity.
- 6Net profit equals revenue minus total fees minus product costs.
- 7Profit margin equals net profit divided by revenue.
- 8Effective fee percent equals total fees divided by revenue.
Formulas
- Revenue = salePrice × quantity
- Payhip fee = revenue × transactionFee%
- Processing fee = (revenue × processing%) + processingFixed
- Total fees = payhipFee + processingFee
- Net profit = revenue − totalFees − productCost
- Profit margin = netProfit ÷ revenue × 100
- Effective fee % = totalFees ÷ revenue × 100
Important assumptions
- Payhip Free charges 5% transaction fee, Plus charges 2% plus $29 monthly, Pro charges 0% plus $99 monthly. This calculator uses percent only for per-order math; monthly costs are reference.
- Payment processing via PayPal or Stripe is separate, typically 2.9% + $0.30 US domestic, varies by country.
- Product cost can be zero for purely digital goods or amortized hosting/creation cost per sale.
- VAT and EU digital VAT MOSS collection is not modeled; Payhip handles VAT based on your tax settings.
- Affiliate program payouts, if you run Payhip affiliates, are not included in this calculation.
Worked example
Digital ebook bundle
You sell an ebook bundle for $19.99, one copy, Free plan 5%, Stripe 2.9% + $0.30, product cost $0.
FAQ
Common questions
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