Guru Profit Calculator
Model a month of Guru work from jobs and average invoice to after-reserve profit. With custom job fee off, the selected plan supplies the researched 9%, 7%, 6%, or 5% fee context. Turn it on to use the editable fee field as an explicit override, including 0%. Then add the employer contribution you typically see across Agreements, membership, payout costs, bid overhead, delivery, software, hours, and optional tax reserve. The fee-only plan comparison is a reference, not an automatic upgrade recommendation.
Best for
Make the next pricing or planning decision with context
Compare what remains from your Guru sales after the costs and fees you enter, then test a conservative and target scenario. It covers monthly Guru freelancer profit after job fees, employer contributions, membership, withdrawals, delivery costs, and a tax reserve.
Instant calculations · Editable fee assumptions · Export-ready results
Inputs
Values update results instantly. Adjust fee assumptions to match your seller dashboard.
Your figures are saved in this browser on this device.
Workload
Completed Guru jobs or invoices.
Average invoice before Guru job fees.
Guru context
The selected plan supplies its researched fee unless custom fee is on.
Off uses the selected plan rate. On uses the editable fee below, including 0%.
Used only when custom job fee is on. Enter 0% deliberately when needed.
Use the average contribution you see across Agreements.
Used only for the Custom points option.
Plan and payouts
Enter current plan cost; prices and non-refundable terms can change.
Current contexts: ACH, PayPal, or wire. PayPal account and FX rules may apply.
Editable percentage of gross monthly invoice volume.
Enter the charge your current method shows.
Fixed payout charges in the month.
Your costs
Optional bid usage or acquisition cost for this month.
Subcontracting, assets, or direct delivery costs.
Tools and subscriptions.
Insurance, accounting, workspace, or admin.
Time
Include proposals, messages, delivery, and revisions.
Reserve estimate applied only to positive pre-tax profit.
Results
Live estimates based on your inputs and editable fee assumptions.
Gross monthly revenue
$4,500.00
Average invoice times jobs.
Listed Guru job fees
$315.00
Selected plan rate or custom rate before employer contribution.
Employer-covered fees
$0.00
Contribution across the month.
Your Guru job fees
$315.00
Remaining fee you carry.
Withdrawal costs
$0.00
Percentage and fixed payout charges.
Membership cost
$21.95
Monthly plan cost entered.
Delivery costs
$360.00
Direct job costs.
Operating and bid costs
$280.00
Bid overhead, software, and other expenses.
Pre-tax profit
$3,523.05
After Guru and business costs.
Optional tax reserve
$704.61
Reserve only, not tax advice.
Estimated after-reserve amount
$2,818.44
Pre-tax profit less reserve.
Pre-tax profit margin
Excellent78.3%
Profit divided by gross revenue.
Profit per job
$587.18
Pre-tax profit divided by job volume.
Effective hourly earnings
$58.72
After-reserve amount divided by entered hours.
Break-even jobs
1
Approximate jobs needed to cover fixed costs.
Fee-only plan comparison
At a 5% fee-only context, the modeled job-fee difference is 90.00 per month before membership cost and features. This is a comparison, not an upgrade recommendation.
Excludes membership features and does not recommend an upgrade.
What this means
Pre-tax profit is 3523.05 at a 78.3% margin. After reserve, effective hourly earnings are 58.72 across 48.0 entered hours.
Monthly Guru profit breakdown
Interactive breakdown of fees, costs, and remaining profit.
Distribution
- Your Guru job fees$315.008.3%
- Membership$21.950.6%
- Delivery$360.009.5%
- Operating and bid$280.007.4%
- After reserve$2,818.4474.3%
Total $3,795.39 · 5 segments · interactive
Line-item breakdown
Dollar amounts, share of revenue, and visual proportion.
- Gross monthly revenue
- $4,500.00
- Listed Guru job fees
- $315.00
- Employer-covered fees
- $0.00
- Your Guru job fees
- $315.00
- Withdrawal costs
- $0.00
- Membership cost
- $21.95
- Delivery costs
- $360.00
- Operating and bid costs
- $280.00
- Pre-tax profit
- $3,523.05
- Tax reserve
- $704.61
- After-reserve amount
- $2,818.44
- Pre-tax profit margin
- 78.3%
- Profit per job
- $587.18
- Effective hourly earnings
- $58.72
- Break-even jobs
- 1
Assumptions used
- • Professional plan context: 7.0% listed fee; employer covers 0.0 points
- • Gross 750.00 × 6 jobs
- • Membership 21.95; delivery 360.00; operating 280.00
- • Fee-only comparison uses a 5% context and excludes membership features
Your next best moves
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Explore GuruGuru Profit Calculator
Generated 9/11/2026, 3:18:44 AM · Currency USD
Inputs
- Jobs per month: 6
- Average invoice: 750
- Guru membership plan: professional
- Use custom Guru job fee: false
- Custom Guru job fee: 7
- Average employer-covered job-fee points: 0
- Custom employer-covered points: 0
- Membership cost per month: 21.95
- Withdrawal method: ach
- Withdrawal percentage: 0
- Fixed fee per withdrawal: 0
- Withdrawals per month: 1
- Monthly bid or proposal overhead: 30
- Delivery costs per job: 60
- Monthly software expenses: 100
- Other monthly operating expenses: 150
- Working hours per job: 8
- Optional tax reserve rate: 20
Results
- Gross monthly revenue: $4,500.00
- Listed Guru job fees: $315.00
- Employer-covered fees: $0.00
- Your Guru job fees: $315.00
- Withdrawal costs: $0.00
- Membership cost: $21.95
- Delivery costs: $360.00
- Operating and bid costs: $280.00
- Pre-tax profit: $3,523.05
- Tax reserve: $704.61
- After-reserve amount: $2,818.44
- Pre-tax profit margin: 78.3%
- Profit per job: $587.18
- Effective hourly earnings: $58.72
- Break-even jobs: 1
Interpretation
Pre-tax profit is 3523.05 at a 78.3% margin. After reserve, effective hourly earnings are 58.72 across 48.0 entered hours.
How it works
Methodology & formulas
This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.
Calculation steps
- 1Use the selected plan's researched fee unless custom job fee is on; then use the entered fee exactly, including 0%.
- 2Calculate listed Guru fees across the monthly gross revenue.
- 3Subtract the average employer-covered percentage-point contribution.
- 4Add withdrawal costs, membership, delivery, bid overhead, software, and other monthly costs.
- 5Calculate pre-tax profit, then reserve a percentage only when profit is positive.
- 6Divide after-reserve profit by total entered hours and estimate break-even jobs from fixed costs and contribution per job.
- 7Compare fee-only savings against a 5% context without treating it as an upgrade recommendation.
Formulas
- Listed fee% = selected plan rate unless custom job fee is on, then the entered custom fee
- Gross = average invoice × jobs
- Your job fees = gross × (listed fee% − employer points)%
- Withdrawals = gross × withdrawal% + fixed fee × withdrawals
- Pre-tax profit = gross − your fees − withdrawals − membership − delivery − operating costs
- After reserve = pre-tax profit − max(0, pre-tax profit) × reserve rate
- Break-even jobs = fixed monthly costs ÷ contribution per job
Important assumptions
- With custom job fee off, the selected plan supplies 9%, 9%, 7%, 6%, or 5% from Basic through Executive. Turn it on to use the editable job-fee field instead, including a deliberate 0%. Keep membership cost aligned with your current account separately.
- Employer contribution is an average assumption across jobs. Each Agreement can differ, and the contribution is capped at the listed job fee.
- Membership, bid overhead, delivery, software, and other costs are kept separate so a plan comparison does not hide operating costs.
- The fee-only comparison references the researched 5% context and excludes membership price, features, and non-refundable plan terms. It does not recommend upgrading.
- Tax reserve is optional planning cash, not tax advice. Zero jobs and zero revenue remain valid scenarios without division errors.
Sources & review
Know what this estimate is built on
Use these official references to locate the policy, plan, or help details behind the editable inputs.
Official references
Use the current terms
These official references are starting points for published policies, pricing, or help. They do not validate every default in this calculator. Rates, plans, eligibility, regions, and account terms can change, so compare the editable fields with your account before relying on the result.
Defaults are editable estimates. Match them to your current account, provider statement, official authority, lender, or adviser before making a pricing or investment decision.
Calculator model reviewed: August 9, 2026. This date covers the page and calculator guidance, not a guarantee that every live platform rate or term was re-audited on that date.
Worked example
Six Professional-plan jobs
Custom job fee is off, so six 750 invoices use the Professional plan's researched 7% fee. There is no employer contribution, membership is 21.95, bid overhead is 30, delivery is 60 per job, software is 100, other costs are 150, hours are eight per job, and the reserve is 20%.
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