Payhip Margin Calculator
Payhip Free takes 5%, Plus $29 plus 2%, Pro $99 plus 0%, and Stripe or PayPal adds about 2.9% plus $0.30 per sale. Enter price and volume to see gross margin after fees, net margin after creation costs, effective fee rate, and how much you would keep on each plan tier so you can pick the plan that keeps most profit.
Instant calculations · Editable fee assumptions · Export-ready results
Inputs
Values update results instantly. Adjust fee assumptions to match your seller dashboard.
Product
Price per unit of digital product.
Number of copies sold in period.
Costs
Hosting, tools, creation amortized per sale.
Plan
Your current Payhip plan.
Fees
Payhip fee based on plan.
Stripe or PayPal percent fee.
Fixed fee per transaction.
Results
Live estimates based on your inputs and editable fee assumptions.
Total revenue
$19.99
Sale price times quantity.
Gross profit
$18.11
Revenue minus fees only.
Net profit
$18.11
After fees and product costs.
Gross margin
90.6%
Gross share.
Net margin
90.6%
Net share after costs.
Effective fee rate
9.4%
Total fees over revenue.
Best plan for this volume
Free
Comparison of Free vs Plus vs Pro.
Plus vs Free difference
-$28.40
Net after $29 monthly.
Pro vs Free difference
-$98.00
Net after $99 monthly.
What this means
90.6% net margin keeping 18.11 on 19.99. Gross 90.6%, fees 9.4%. Best at this volume: Free. Plus diff $-28.40, Pro diff $-98.00 after monthly.
Payhip margin breakdown
Interactive breakdown of fees, costs, and remaining profit.
Distribution
- Payhip fee$1.005.0%
- Processing$0.884.4%
- Net profit$18.1190.6%
Total $19.99 · 3 segments · interactive
Line-item breakdown
Dollar amounts, share of revenue, and visual proportion.
- Revenue
- $19.99
- Payhip fee
- $1.00
- Processing fee
- $0.88
- Total fees
- $1.88
- Product costs
- $0.00
- Gross profit
- $18.11
- Net profit
- $18.11
- Gross margin
- 90.6%
- Net margin
- 90.6%
- Effective fee
- 9.4%
- Plus vs Free net
- -$28.40
- Pro vs Free net
- -$98.00
Assumptions used
- • Plan free at 5.0% Payhip
- • Processing 2.9% + 0.30
- • Product cost 0.00 × 1
- • Free 5%, Plus 2%+$29, Pro 0%+$99 comparison
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Copy your numbers, save as PDF, or share with your team and seller communities.
Profit intelligence
Profit Health Score
A quick read on margin strength, fee efficiency, shipping control, and pricing safety.
AI Business Insights
NewPersonalized recommendations generated from your live calculation. No generic advice — every insight uses your actual numbers.
Margin is too thin for sustainable growth
At 0.0% margin, you keep only $18.11 per order. This leaves almost no room for returns, ads, or Etsy Offsite attribution. Even a $1 increase in costs would cut profit by 6% if you cannot raise price.
Very efficient fee structure
Only 9.4% of revenue goes to platform fees. This is better than most sellers achieve and means your pricing power goes straight to profit.
Insights update instantly as you edit inputs. They are estimates based on your assumptions, not financial advice.
Action plan
Recommended Improvements
Specific moves you can make today, ranked by potential profit impact. Each uses your real numbers.
Increase price by $3
High impactMoving from $19.99 to $22.99 would improve margin from 0.0% to 91.8% and add $3.00 profit per order — $150.00 extra on 50 sales per month if volume holds.
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Payhip Margin Calculator
Generated 8/4/2026, 2:49:36 PM · Currency USD
Inputs
- Sale price: 19.99
- Quantity sold: 1
- Product cost per sale: 0
- Payhip plan: free
- Payhip transaction fee (%): 5
- Payment processing (%): 2.9
- Fixed processing fee: 0.3
Results
- Revenue: $19.99
- Payhip fee: $1.00
- Processing fee: $0.88
- Total fees: $1.88
- Product costs: $0.00
- Gross profit: $18.11
- Net profit: $18.11
- Gross margin: 90.6%
- Net margin: 90.6%
- Effective fee: 9.4%
- Plus vs Free net: -$28.40
- Pro vs Free net: -$98.00
Interpretation
90.6% net margin keeping 18.11 on 19.99. Gross 90.6%, fees 9.4%. Best at this volume: Free. Plus diff $-28.40, Pro diff $-98.00 after monthly.
How it works
Methodology & formulas
This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.
Calculation steps
- 1Revenue = salePrice × quantity.
- 2PayhipFee = revenue × txn%.
- 3ProcessingFee = revenue × proc% + fixed.
- 4TotalFees = payhipFee + processingFee.
- 5GrossProfit = revenue − totalFees.
- 6NetProfit = gross − productCost × quantity.
- 7GrossMargin = gross / revenue × 100.
- 8NetMargin = net / revenue × 100.
- 9EffectiveFee = totalFees / revenue × 100.
- 10Compare Free 5%, Plus 2%, Pro 0% on same revenue to find best plan at this volume.
Formulas
- Revenue = price × qty
- PayhipFee = revenue × payhip%
- Processing = revenue × proc% + fixed
- Gross = revenue − fees
- Net = gross − productCost×qty
- Margin = net ÷ revenue × 100
- EffectiveFee = fees ÷ revenue × 100
Important assumptions
- Revenue = price × quantity.
- Payhip fee = revenue × transaction percent based on plan.
- Processing = revenue × processingPercent + fixed per transaction.
- Gross profit subtracts fees only, net subtracts productCost × qty.
- Plan comparison: Plus saves 3 points vs Free minus $29, Pro saves 5 points vs Free minus $99 for this batch as if monthly.
- VAT and affiliate payouts not included.
Worked example
$19.99 ebook, Free vs Plus vs Pro
Single ebook at $19.99, no product cost, Free 5%, processing 2.9% + $0.30.
FAQ
Common questions
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