Payhip Margin Calculator
Payhip Free takes 5%, Plus $29 plus 2%, Pro $99 plus 0%, and Stripe or PayPal adds about 2.9% plus $0.30 per sale. Enter price and volume to see gross margin after fees, net margin after creation costs, effective fee rate, and how much you would keep on each plan tier so you can pick the plan that keeps most profit.
Best for
Make the next pricing or planning decision with context
Test how price and cost changes affect the margin on your Payhip offer. It covers gross and net margin on Payhip after transaction fees, payment processing, and product costs — compare Free, Plus, and Pro plans.
Instant calculations · Editable fee assumptions · Export-ready results
Inputs
Values update results instantly. Adjust fee assumptions to match your seller dashboard.
Your figures are saved in this browser on this device.
Product
Price per unit of digital product.
Number of copies sold in period.
Costs
Hosting, tools, creation amortized per sale.
Plan
Your current Payhip plan.
Fees
Payhip fee based on plan.
Stripe or PayPal percent fee.
Fixed fee per transaction.
Results
Live estimates based on your inputs and editable fee assumptions.
Total revenue
$19.99
Sale price times quantity.
Gross profit
$18.11
Revenue minus fees only.
Net profit
$18.11
After fees and product costs.
Gross margin
90.6%
Gross share.
Net margin
90.6%
Net share after costs.
Effective fee rate
9.4%
Total fees over revenue.
Best plan for this volume
Free
Comparison of Free vs Plus vs Pro.
Plus vs Free difference
-$28.40
Net after $29 monthly.
Pro vs Free difference
-$98.00
Net after $99 monthly.
What this means
90.6% net margin keeping 18.11 on 19.99. Gross 90.6%, fees 9.4%. Best at this volume: Free. Plus diff $-28.40, Pro diff $-98.00 after monthly.
Payhip margin breakdown
Interactive breakdown of fees, costs, and remaining profit.
Distribution
- Payhip fee$1.005.0%
- Processing$0.884.4%
- Net profit$18.1190.6%
Total $19.99 · 3 segments · interactive
Line-item breakdown
Dollar amounts, share of revenue, and visual proportion.
- Revenue
- $19.99
- Payhip fee
- $1.00
- Processing fee
- $0.88
- Total fees
- $1.88
- Product costs
- $0.00
- Gross profit
- $18.11
- Net profit
- $18.11
- Gross margin
- 90.6%
- Net margin
- 90.6%
- Effective fee
- 9.4%
- Plus vs Free net
- -$28.40
- Pro vs Free net
- -$98.00
Assumptions used
- • Plan free at 5.0% Payhip
- • Processing 2.9% + 0.30
- • Product cost 0.00 × 1
- • Free 5%, Plus 2%+$29, Pro 0%+$99 comparison
Profit intelligence
Profit Health Score
A quick read on margin strength, fee efficiency, shipping control, and pricing safety.
AI Business Insights
NewPersonalized recommendations generated from your live calculation. No generic advice — every insight uses your actual numbers.
Margin is too thin for sustainable growth
At 0.0% margin, you keep only $18.11 per order. This leaves almost no room for returns, ads, or offsite ad attribution. Even a $1 increase in costs would cut profit by 6% if you cannot raise price.
Very efficient fee structure
Only 9.4% of revenue goes to platform fees. This is better than most sellers achieve and means your pricing power goes straight to profit.
Insights update instantly as you edit inputs. They are estimates based on your assumptions, not financial advice.
Action plan
Recommended Improvements
Specific moves you can make today, ranked by potential profit impact. Each uses your real numbers.
Increase price by $3
High impactMoving from $19.99 to $22.99 would improve margin from 0.0% to 91.8% and add $3.00 profit per order — $150.00 extra on 50 sales per month if volume holds.
Your next best moves
Use your Payhip Margin result to make the next decision. These Payhip tools follow the same cost and pricing thread.
Keep the decision moving with the free Etsy Seller Toolkit
Download a practical checklist for pricing, hidden cost leaks, and healthier profit decisions alongside this result.
More Payhip calculators and guides are in the category hub.
Explore PayhipPayhip Margin Calculator
Generated 9/16/2026, 7:45:56 AM · Currency USD
Inputs
- Sale price: 19.99
- Quantity sold: 1
- Product cost per sale: 0
- Payhip plan: free
- Payhip transaction fee (%): 5
- Payment processing (%): 2.9
- Fixed processing fee: 0.3
Results
- Revenue: $19.99
- Payhip fee: $1.00
- Processing fee: $0.88
- Total fees: $1.88
- Product costs: $0.00
- Gross profit: $18.11
- Net profit: $18.11
- Gross margin: 90.6%
- Net margin: 90.6%
- Effective fee: 9.4%
- Plus vs Free net: -$28.40
- Pro vs Free net: -$98.00
Interpretation
90.6% net margin keeping 18.11 on 19.99. Gross 90.6%, fees 9.4%. Best at this volume: Free. Plus diff $-28.40, Pro diff $-98.00 after monthly.
How it works
Methodology & formulas
This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.
Calculation steps
- 1Revenue = salePrice × quantity.
- 2PayhipFee = revenue × txn%.
- 3ProcessingFee = revenue × proc% + fixed.
- 4TotalFees = payhipFee + processingFee.
- 5GrossProfit = revenue − totalFees.
- 6NetProfit = gross − productCost × quantity.
- 7GrossMargin = gross / revenue × 100.
- 8NetMargin = net / revenue × 100.
- 9EffectiveFee = totalFees / revenue × 100.
- 10Compare Free 5%, Plus 2%, Pro 0% on same revenue to find best plan at this volume.
Formulas
- Revenue = price × qty
- PayhipFee = revenue × payhip%
- Processing = revenue × proc% + fixed
- Gross = revenue − fees
- Net = gross − productCost×qty
- Margin = net ÷ revenue × 100
- EffectiveFee = fees ÷ revenue × 100
Important assumptions
- Revenue = price × quantity.
- Payhip fee = revenue × transaction percent based on plan.
- Processing = revenue × processingPercent + fixed per transaction.
- Gross profit subtracts fees only, net subtracts productCost × qty.
- Plan comparison: Plus saves 3 points vs Free minus $29, Pro saves 5 points vs Free minus $99 for this batch as if monthly.
- VAT and affiliate payouts not included.
Sources & review
Know what this estimate is built on
Use these official references to locate the policy, plan, or help details behind the editable inputs.
Official references
Use the current terms
These official references are starting points for published policies, pricing, or help. They do not validate every default in this calculator. Rates, plans, eligibility, regions, and account terms can change, so compare the editable fields with your account before relying on the result.
Defaults are editable estimates. Match them to your current account, provider statement, official authority, lender, or adviser before making a pricing or investment decision.
Calculator model reviewed: August 9, 2026. This date covers the page and calculator guidance, not a guarantee that every live platform rate or term was re-audited on that date.
Worked example
$19.99 ebook, Free vs Plus vs Pro
Single ebook at $19.99, no product cost, Free 5%, processing 2.9% + $0.30.
FAQ
Common questions
Related guides
Read the guide behind the number
Use these practical guides to check the assumptions behind Payhip Margin before you make the next decision.
E-commerce Profit Calculators
Payhip Pricing Calculator: Price Digital Products for Target Profit After Fees (Free vs Plus vs Pro)
Payhip Pricing Calculator: Price Digital Products for Target Profit After Fees (Free vs Plus vs Pro) Picture this: You've poured weeks into crafting the perf...
Read guideE-commerce Profit Calculators
Payhip Fee Calculator: Free vs Plus vs Pro Fees, Processing Costs & What You Keep (2026 Guide)
Payhip Fee Calculator: Free vs Plus vs Pro Fees, Processing Costs & What You Keep (2026 Guide)Picture this: you launch your ebook on Payhip, watch the sa...
Read guidePlatform Comparisons
Gumroad vs Payhip vs Substack: 2024 Fee Comparison & Profit Guide for Digital Creators
Gumroad vs Payhip vs Substack: 2024 Fee Comparison & Profit Guide for Digital Creators Picture this: you've poured hours into crafting the perfect Notion...
Read guideAdditional tools