Circle Fee Calculator
Enter a month of paid Circle community revenue and keep the platform fee separate from your payment processor and bank costs. Professional, Business, and higher-tier rates below are editable planning contexts, not guarantees. Turn on custom terms when your current Circle account shows another monthly price or transaction rate.
Best for
Make the next pricing or planning decision with context
Estimate what Circle keeps from each sale before you set a price or list a product. It covers Circle community platform fees, external payment processing, payout costs, plan cost, and net paid revenue.
Instant calculations · Editable fee assumptions · Export-ready results
Inputs
Values update results instantly. Adjust fee assumptions to match your seller dashboard.
Your figures are saved in this browser on this device.
Revenue
Membership, course, or event revenue before deductions for the month.
Used to estimate fixed processor charges. One recurring charge is counted per paid member or sale.
Circle terms
Starting planning contexts are Professional around 89 and 2%, Business around 199 and 1%, and a higher tier around 399 and 0.5%.
Turn on to use the editable monthly cost and transaction rate below instead of the selected planning context.
Used when custom terms are on. Enter the monthly cost shown in your account.
Used when custom terms are on. The starting contexts are planning assumptions to verify.
External costs
External card or wallet processing, separate from Circle's platform fee.
External payment processor charge for each paid transaction.
Bank, payout, or currency conversion cost outside Circle's platform charge.
Results
Live estimates based on your inputs and editable fee assumptions.
Gross paid revenue
$12,000.00
Revenue before Circle and external costs.
Circle platform fee
$240.00
Selected planning rate applied to gross paid revenue.
External processing
$438.00
Processor percentage plus fixed charges.
Payout and bank cost
$0.00
External payout assumption.
Circle plan cost
$89.00
Selected plan context or custom monthly cost.
Net proceeds
$11,233.00
What remains before tax and other business costs.
Effective total cost rate
6.4%
All modeled costs divided by gross paid revenue.
Plan context used
Professional planning context
Planning context only, not a current-term promise.
What this means
The selected planning context leaves 11233.00 before tax and business costs. External processing accounts for 438.00 and Circle's platform fee accounts for 240.00.
Circle paid revenue breakdown
Interactive breakdown of fees, costs, and remaining profit.
Distribution
- Circle platform fee$240.002.0%
- External processing$438.003.6%
- Plan cost$89.000.7%
- Net proceeds$11,233.0093.6%
Total $12,000.00 · 4 segments · interactive
Line-item breakdown
Dollar amounts, share of revenue, and visual proportion.
- Gross paid revenue
- $12,000.00
- Circle platform fee
- $240.00
- External processing
- $438.00
- Payout and bank cost
- $0.00
- Circle plan cost
- $89.00
- Net proceeds
- $11,233.00
- Effective total cost rate
- 6.4%
Assumptions used
- • Professional planning context: 2.0% platform rate and 89.00 monthly plan cost.
- • External processing is 438.00 across 300 paid transactions.
- • Circle platform fees and external processor costs are kept separate.
Your next best moves
Use your Circle Fees result to make the next decision. These Circle tools follow the same cost and pricing thread.
Keep the decision moving with the free Etsy Seller Toolkit
Download a practical checklist for pricing, hidden cost leaks, and healthier profit decisions alongside this result.
More Circle calculators and guides are in the category hub.
Explore CircleCircle Fee Calculator
Generated 9/10/2026, 1:19:50 AM · Currency USD
Inputs
- Gross paid Circle revenue: 12000
- Paid transactions this month: 300
- Circle plan context: professional
- Use custom Circle terms: false
- Monthly Circle plan cost: 89
- Circle transaction fee: 2
- Payment processor rate: 2.9
- Processor fixed fee per transaction: 0.3
- Monthly payout or bank cost: 0
Results
- Gross paid revenue: $12,000.00
- Circle platform fee: $240.00
- External processing: $438.00
- Payout and bank cost: $0.00
- Circle plan cost: $89.00
- Net proceeds: $11,233.00
- Effective total cost rate: 6.4%
Interpretation
The selected planning context leaves 11233.00 before tax and business costs. External processing accounts for 438.00 and Circle's platform fee accounts for 240.00.
How it works
Methodology & formulas
This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.
Calculation steps
- 1Read gross paid revenue and the paid transaction count.
- 2Use the selected Circle planning context unless custom terms are enabled.
- 3Apply Circle's editable platform rate to gross revenue.
- 4Apply external processor percentage and fixed transaction charges separately.
- 5Add the monthly plan and payout costs once, then subtract all costs from gross revenue.
- 6Report effective cost rate against gross paid revenue.
Formulas
- Circle platform fee = gross revenue x Circle transaction rate
- Processing = gross revenue x processor rate + transactions x fixed processor fee
- Total costs = Circle fee + processing + payout cost + plan cost
- Net proceeds = gross revenue - total costs
- Effective cost rate = total costs / gross revenue x 100
Important assumptions
- Professional around 89 plus 2%, Business around 199 plus 1%, and a higher-tier context around 399 plus 0.5% are editable planning defaults. Verify the current Circle account before relying on them.
- Circle platform transaction fees and external payment processing are separate lines. The processor fields are not included in the Circle rate.
- The selected plan cost is included once as a monthly cost. Custom terms replace both the selected planning monthly cost and transaction rate when enabled.
- Fixed processor cost is multiplied by paid transactions. Payout and bank cost is entered as one monthly external amount.
- Net proceeds are before income tax, refunds, content costs, contractors, marketing, and other operating expenses.
Sources & review
Know what this estimate is built on
Use these official references to locate the policy, plan, or help details behind the editable inputs.
Official references
Use the current terms
These official references are starting points for published policies, pricing, or help. They do not validate every default in this calculator. Rates, plans, eligibility, regions, and account terms can change, so compare the editable fields with your account before relying on the result.
Defaults are editable estimates. Match them to your current account, provider statement, official authority, lender, or adviser before making a pricing or investment decision.
Calculator model reviewed: August 9, 2026. This date covers the page and calculator guidance, not a guarantee that every live platform rate or term was re-audited on that date.
Worked example
A Professional planning scenario
12,000 gross paid revenue, 300 paid transactions, the Professional planning context, 2.9% plus 0.30 external processing, and no payout cost. The example is a planning scenario, not a Circle quote.
FAQ
Common questions
Additional tools