Circle Pricing Calculator
Work backward from the amount you want to keep per month. The calculator solves for a Circle membership or paid-community price after the selected planning fee context, external processor, monthly plan allocation, delivery and content costs, and an optional tax reserve. Professional, Business, and higher-tier figures are editable planning assumptions to verify, not official promises.
Best for
Make the next pricing or planning decision with context
Set a price for your Circle offer that covers the costs in this model and supports the target contribution you need. It covers Find the Circle membership or community price needed for a target take-home or margin after platform, processor, plan, delivery, and tax-reserve costs.
Instant calculations · Editable fee assumptions · Export-ready results
Inputs
Values update results instantly. Adjust fee assumptions to match your seller dashboard.
Your figures are saved in this browser on this device.
Targets
Monthly amount you want left after modeled costs and reserve.
After-reserve take-home as a share of paid revenue.
Compare your current price with the calculated prices.
Audience
Used for revenue and allocation of fixed processor and plan costs.
Circle terms
Planning contexts, not guaranteed current terms.
Use the editable monthly cost and transaction rate below.
Used when custom terms are on. Enter your current monthly cost.
Used when custom terms are on. Verify any starting context against your account.
External costs
External processing rate, separate from Circle's platform fee.
External fixed charge per paid transaction.
Operating costs
Community programming, course delivery, moderation, and content costs.
Optional cash reserve on positive pre-reserve amount, not tax advice.
Results
Live estimates based on your inputs and editable fee assumptions.
Price for target take-home
$41.47
Price needed to reach the after-reserve take-home target.
Price for target margin
$21.08
Price needed to reach the after-reserve margin target.
Recommended monthly price
$41.47
The higher of the two target prices.
After-reserve net at test price
$2,311.92
Net result at your current or test price.
Circle platform fee at test
$78.00
Processing at test price
$143.10
Plan allocation at test
$0.89
Monthly plan cost shown once and allocated per paid member or sale.
Delivery and content costs
$700.00
Tax reserve at test
$577.98
Target review
Targets are mathematically reachable with the entered assumptions.
Flags a target that the entered assumptions cannot reach.
What this means
The test price leaves 2311.92 after reserve, below the 2500.00 target. A price near 41.47 reaches the take-home target if the assumptions hold.
Circle test price build-up
Interactive breakdown of fees, costs, and remaining profit.
Distribution
- Circle platform fee$78.002.0%
- External processing$143.103.7%
- Plan allocation$89.002.3%
- Delivery and content$700.0017.9%
- Tax reserve$577.9814.8%
- After-reserve net$2,311.9259.3%
Total $3,900.00 · 6 segments · interactive
Line-item breakdown
Dollar amounts, share of revenue, and visual proportion.
- Price for target take-home
- $41.47
- Price for target margin
- $21.08
- Recommended monthly price
- $41.47
- After-reserve net at test price
- $2,311.92
- Circle platform fee at test
- $78.00
- Processing at test
- $143.10
- Plan allocation per member or sale
- $0.89
- Delivery and content
- $700.00
- Tax reserve at test
- $577.98
Assumptions used
- • Professional planning context: 2.0% platform fee and 89.00 monthly plan cost.
- • Fixed monthly costs are 819.00 across 100 paid members or sales.
- • External processing uses 2.9% plus 0.30 per transaction.
- • Target prices are hypothetical planning outputs, not Circle pricing recommendations.
Your next best moves
Use your Circle Pricing result to make the next decision. These Circle tools follow the same cost and pricing thread.
Keep the decision moving with the free Etsy Seller Toolkit
Download a practical checklist for pricing, hidden cost leaks, and healthier profit decisions alongside this result.
More Circle calculators and guides are in the category hub.
Explore CircleCircle Pricing Calculator
Generated 9/10/2026, 1:23:05 AM · Currency USD
Inputs
- Target after-reserve take-home: 2500
- Target after-reserve margin: 45
- Current or test monthly price: 39
- Paid members or sales per month: 100
- Circle plan context: professional
- Use custom Circle terms: false
- Monthly Circle plan cost: 89
- Circle transaction fee: 2
- Payment processor rate: 2.9
- Processor fixed fee per member or sale: 0.3
- Monthly delivery and content costs: 700
- Tax reserve rate: 20
Results
- Price for target take-home: $41.47
- Price for target margin: $21.08
- Recommended monthly price: $41.47
- After-reserve net at test price: $2,311.92
- Circle platform fee at test: $78.00
- Processing at test: $143.10
- Plan allocation per member or sale: $0.89
- Delivery and content: $700.00
- Tax reserve at test: $577.98
Interpretation
The test price leaves 2311.92 after reserve, below the 2500.00 target. A price near 41.47 reaches the take-home target if the assumptions hold.
How it works
Methodology & formulas
This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.
Calculation steps
- 1Read the target take-home, target margin, paid volume, and Circle terms.
- 2Calculate variable platform and processor rates plus fixed processor, plan, and delivery costs.
- 3Solve the lowest price reaching the after-reserve take-home target.
- 4Solve the lowest price reaching the after-reserve margin target.
- 5Recommend the higher target price and recalculate the current test price.
- 6Keep Circle platform fees and external processing visible as separate lines.
Formulas
- Gross = price x paid members or sales
- Pre-reserve net = gross - gross x Circle rate - gross x processor rate - transactions x processor fixed - plan cost - delivery and content costs
- After-reserve net = pre-reserve net - max(0, pre-reserve net) x reserve rate
- Price for take-home = [target + fixed costs x (1 - reserve)] / [transactions x (1 - platform - processor) x (1 - reserve)]
- Price for margin solves after-reserve net / gross = target margin
Important assumptions
- The calculator uses the selected Circle planning context unless custom terms are enabled. Starting contexts are Professional around 89 plus 2%, Business around 199 plus 1%, and a higher tier around 399 plus 0.5%.
- External processor percentage and fixed charge are separate from Circle's platform transaction fee.
- Monthly plan cost is allocated across paid members or sales for the scenario. Delivery and content costs are monthly fixed costs.
- The target results use an after-reserve cash amount. The tax reserve is optional planning cash, not tax advice.
- If variable fees consume all revenue, the result returns a review status instead of an infinite or misleading price.
Sources & review
Know what this estimate is built on
Use these official references to locate the policy, plan, or help details behind the editable inputs.
Official references
Use the current terms
These official references are starting points for published policies, pricing, or help. They do not validate every default in this calculator. Rates, plans, eligibility, regions, and account terms can change, so compare the editable fields with your account before relying on the result.
Defaults are editable estimates. Match them to your current account, provider statement, official authority, lender, or adviser before making a pricing or investment decision.
Calculator model reviewed: August 9, 2026. This date covers the page and calculator guidance, not a guarantee that every live platform rate or term was re-audited on that date.
Worked example
Pricing a 100-member community
Target 2,500 after-reserve take-home and 45% margin with 100 paid members or sales, the Professional planning context, 2.9% plus 0.30 processing, 700 delivery and content costs, and a 20% reserve. This example is hypothetical planning math.
FAQ
Common questions
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