ConvertKit / Kit Profit Calculator

    Model a monthly ConvertKit, now Kit, creator business from list size and free-to-paid conversion to after-reserve profit. Add paid newsletter subscribers, product sales, recurring and product prices, current Kit account cost, editable commerce and processor terms, payout cost, refunds, software and content, marketing, overhead, hours, and tax reserve. Current Kit terms vary, so the platform assumptions are account-entered planning values and the worked example is hypothetical.

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    Make the next pricing or planning decision with context

    Compare what remains from your Kit sales after the costs and fees you enter, then test a conservative and target scenario. It covers ConvertKit / Kit creator profit from list size, paid conversion, products, recurring revenue, account costs, processing, refunds, operating costs, and....

    Instant calculations · Editable fee assumptions · Export-ready results

    Inputs

    Values update results instantly. Adjust fee assumptions to match your seller dashboard.

    Your figures are saved in this browser on this device.

    Audience

    Free and paid subscribers in the list.

    %

    Share of the list modeled as paid newsletter subscribers.

    Revenue

    Monthly paid sales of downloads, courses, or other products.

    USD

    Recurring monthly price per paid newsletter subscriber.

    USD

    Average price per product sale.

    Kit terms

    USD

    Enter the current amount from your Kit account. No current plan price is assumed.

    %

    Enter the current commerce or platform fee from your account. No official current percentage is hardcoded.

    Payment costs

    %

    External processing percentage, separate from Kit.

    USD

    External fixed charge per paid newsletter renewal or product sale.

    USD

    External payout, bank, currency conversion, or settlement cost.

    Revenue adjustments

    %

    Planning share of total gross revenue refunded or credited.

    Operating costs

    USD

    Writing, editing, design, software, hosting, and product delivery.

    USD

    Paid promotion, partnerships, affiliates, and launches.

    USD

    Accounting, workspace, insurance, and administration.

    Time and tax

    %

    Cash reserve applied only to positive pre-tax profit, not tax advice.

    Writing, product work, marketing, support, and admin hours.

    Results

    Live estimates based on your inputs and editable fee assumptions.

    80.1% · Excellent

    Modeled paid subscribers

    250

    List size multiplied by free-to-paid conversion.

    Paid conversion

    5.0%

    Recurring newsletter revenue

    $3,750.00

    Product revenue

    $1,960.00

    Total gross revenue

    $5,710.00

    Refunds and credits

    $114.20

    Collected revenue

    $5,595.80

    Kit commerce fees

    $0.00

    External processing

    $249.28

    Monthly Kit cost

    $0.00

    Payout and bank cost

    $25.00

    Software and content

    $350.00

    Marketing

    $250.00

    Other overhead

    $150.00

    Pre-tax profit

    $4,571.52

    Pre-tax profit margin

    Excellent

    80.1%

    Tax reserve

    $914.30

    After-reserve profit

    $3,657.22

    Pre-tax profit per paid subscriber

    $18.29

    After-reserve profit per hour

    $36.57

    Break-even paid subscribers

    0

    Paid newsletter subscribers needed after product-sales contribution.

    What this means

    Pre-tax profit is 4571.52 at a 80.1% margin. After reserve, the model leaves 3657.22 across 100.0 creator-business hours.

    ConvertKit / Kit monthly profit breakdown

    Interactive breakdown of fees, costs, and remaining profit.

    Distribution

    • External processing
      $249.28
      5.2%
    • Refunds and credits
      $114.20
      2.4%
    • Software and content
      $350.00
      7.3%
    • Marketing
      $250.00
      5.2%
    • Other overhead
      $150.00
      3.1%
    • After reserve
      $3,657.22
      76.7%

    Total $4,770.70 · 6 segments · interactive

    Line-item breakdown

    Dollar amounts, share of revenue, and visual proportion.

    List size
    5,000
    Modeled paid subscribers
    250
    Paid conversion
    5.0%
    Recurring newsletter revenue
    $3,750.00
    Product revenue
    $1,960.00
    Total gross revenue
    $5,710.00
    Refunds and credits
    $114.20
    Kit and processing costs
    $249.28
    Fixed operating costs
    $775.00
    Pre-tax profit
    $4,571.52
    Pre-tax margin
    80.1%
    Tax reserve
    $914.30
    After-reserve profit
    $3,657.22
    Break-even paid subscribers
    0
    After-reserve profit per hour
    $36.57

    Assumptions used

    • • 5000 list size x 5.0% conversion = 250 paid subscribers.
    • • Recurring revenue 3750.00 plus product revenue 1960.00.
    • • Kit commerce 0.00; external processing 249.28; refunds 114.20.
    • • Kit cost and operating costs total 775.00; account terms remain user-entered planning assumptions.
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    How it works

    Methodology & formulas

    This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.

    Calculation steps

    1. 1Calculate paid subscribers from list size and free-to-paid conversion.
    2. 2Calculate recurring newsletter and product revenue.
    3. 3Reduce gross revenue by refunds, then apply Kit commerce and processor costs.
    4. 4Subtract Kit account cost, payout, software and content, marketing, and overhead.
    5. 5Calculate pre-tax profit, margin, reserve, after-reserve profit, hourly profit, and paid-subscriber break-even.
    6. 6Keep all uncertain Kit terms editable and visible.

    Formulas

    • Paid subscribers = list size x free-to-paid conversion
    • Recurring revenue = paid subscribers x newsletter price
    • Product revenue = product sales x average product price
    • Collected revenue = gross revenue x (1 - refund rate)
    • Pre-tax profit = collected revenue - Kit fee - processing - Kit cost - payout - software and content - marketing - overhead
    • After-reserve profit = pre-tax profit - max(0, pre-tax profit) x reserve rate
    • Break-even paid subscribers = ceiling(max(0, fixed costs - product contribution) / paid subscriber contribution)

    Important assumptions

    • Paid subscribers are list size multiplied by free-to-paid conversion. This is a planning count, not a conversion forecast or churn model.
    • ConvertKit is now Kit. Monthly account cost and commerce percentage are user-entered because current terms vary. No official current values are claimed.
    • Refunds reduce collected revenue before Kit and processor percentage fees. Processor fixed fees apply to paid newsletter charges plus product sales.
    • Software and content, marketing, other overhead, payout cost, and Kit account cost are separate monthly costs and should each be entered once.
    • Break-even paid subscribers uses pre-tax contribution and holds product sales, prices, costs, and Kit terms constant. Tax reserve is cash planning only.

    Sources & review

    Know what this estimate is built on

    Use these official references to locate the policy, plan, or help details behind the editable inputs.

    Calculator model reviewed: August 9, 2026

    Use the current terms

    These official references are starting points for published policies, pricing, or help. They do not validate every default in this calculator. Rates, plans, eligibility, regions, and account terms can change, so compare the editable fields with your account before relying on the result.

    Defaults are editable estimates. Match them to your current account, provider statement, official authority, lender, or adviser before making a pricing or investment decision.

    Calculator model reviewed: August 9, 2026. This date covers the page and calculator guidance, not a guarantee that every live platform rate or term was re-audited on that date.

    Worked example

    A hypothetical Kit newsletter and product month

    A 5,000-person list at 5% paid conversion, 40 product sales at 49, a 15 monthly newsletter price, hypothetical 29 Kit cost and 1.5% commerce fee, 2.9% plus 0.30 processing, 25 payout cost, 2% refunds, 350 software and content, 250 marketing, 150 overhead, 100 hours, and a 20% reserve.

    The modeled list produces 250 paid subscribers, recurring revenue is 3,750, product revenue is 1,960, and gross revenue is 5,710. After refunds, hypothetical Kit and processor costs, payout, and operating costs, pre-tax profit is about 4,616 and after-reserve profit is about 3,693. This example is illustrative only.

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