Does Contra take a percentage from freelancer invoices?

Contra currently markets a 0% freelancer commission context, which is the starting value here. Your payment processor, bank, currency conversion, and any agreement-specific charge can still reduce what reaches you. Edit the commission field when your account or contract shows another rate.

Who pays Contra's client contract fee?

The client-side fee is shown as a separate context line. The researched Non-Pro and Pro tiers are paid by the client and are not subtracted from your freelancer invoice in this calculator. Use the custom option when the current client checkout shows another amount.

Does this include Stripe, bank, or currency fees?

It gives you editable rate and fixed-cost fields for those external charges. Processing and payout terms vary by country, payment route, currency, and account, so copy the current amounts from your account instead of treating the defaults as a promise.

Is net freelancer revenue my final profit?

No. It is the amount left after the modeled platform, processor, payout, and plan costs. Add delivery work, software, subcontractors, refunds, overhead, and tax reserve in the Contra Profit Calculator for a fuller business view.

Contra Fee Calculator

Enter a Contra invoice to separate what comes out of your freelancer revenue from fees shown to the client. Contra currently markets a 0% freelancer commission context, so the calculator starts there and keeps that rate editable. Client contract fees are shown as a separate, client-paid line. Add the processor, bank, currency-conversion, and optional plan costs you actually see in your account.

Best for

Make the next pricing or planning decision with context

Estimate what Contra keeps from each sale before you set a price or list a product. It covers Contra freelancer costs with a separate view of client contract fees, external processing, payout costs, and take-home revenue.

Instant calculations · Editable fee assumptions · Export-ready results

Inputs

Values update results instantly. Adjust fee assumptions to match your seller dashboard.

Your figures are saved in this browser on this device.

Currency

Invoice

Gross invoice

USD

Your contract or invoice amount before freelancer-side costs.

Freelancer costs

Freelancer platform commission

Contra is marketed at 0% freelancer commission in the current planning context. Edit this if your agreement differs.

Payment processing rate

External processor rate, separate from Contra's freelancer commission.

Payment processing fixed fee

USD

Fixed processor charge for this payment.

Bank or currency conversion rate

Add a bank, foreign-exchange, or payout percentage when it applies.

Bank or withdrawal fixed cost

USD

Fixed bank, payout, or currency-conversion cost for this invoice.

Optional plan cost allocated to this invoice

USD

Allocate a monthly Contra plan or membership cost across this invoice.

Client context

Show client contract fee context

Client fees are displayed separately and never deducted from your freelancer revenue.

Client fee tier context

Starting researched tiers differ between Non-Pro and Pro client contexts.

Client fee assumption

Use the researched tier schedule or enter a fee from the current client checkout.

Custom client contract fee

USD

Used only when Custom client fee is selected.

Results

Live estimates based on your inputs and editable fee assumptions.

Gross freelancer invoice

—

Invoice before your costs.

Contra freelancer commission

—

Editable commission rate, starting at the marketed 0% context.

External processing cost

—

Rate plus fixed payment processor cost.

Bank and payout costs

—

Editable bank, FX, and withdrawal assumptions.

Optional plan allocation

—

Monthly plan cost allocated to this invoice.

Net freelancer revenue

—

What remains before income tax and business expenses.

Client-paid contract fee

—

Shown for client context only, never deducted from your revenue.

Effective freelancer cost rate

—

Your modeled deductions divided by gross invoice.

Contra invoice breakdown

Interactive breakdown of fees, costs, and remaining profit.

Enter valid inputs to generate the breakdown chart.

Contra Fee Calculator

Generated 9/11/2026, 3:21:24 AM · Currency USD

Inputs

Gross invoice: 1000
Freelancer platform commission: 0
Payment processing rate: 2.9
Payment processing fixed fee: 0.3
Bank or currency conversion rate: 0
Bank or withdrawal fixed cost: 0
Optional plan cost allocated to this invoice: 0
Show client contract fee context: true
Client fee tier context: nonPro
Client fee assumption: schedule
Custom client contract fee: 0

How it works

Methodology & formulas

This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.

Calculation steps

1Start with the gross invoice.
2Apply the editable freelancer commission rate, which starts at the marketed 0% context.
3Add external processor rate and fixed cost.
4Add bank, currency, and payout assumptions plus optional plan allocation.
5Show client contract fee context separately without reducing freelancer revenue.
6Subtract only freelancer-side costs to produce net revenue and an effective cost rate.

Formulas

Freelancer commission = invoice × freelancer commission%
Processing = invoice × processor% + processor fixed fee
Bank and payout = invoice × bank or FX% + bank fixed cost
Net freelancer revenue = invoice − commission − processing − bank and payout − plan allocation
Client contract fee = tier amount by invoice and client plan, or custom amount
Effective cost rate = freelancer-side deductions ÷ invoice × 100

Important assumptions

Contra's current marketed freelancer commission context is 0%. Keep the field editable because agreements, payment paths, and terms can change.
The researched client contract fee context is $2 for $1 to $199, $5 for $200 to $499, $10 for $500 to $999, and $29 for $1,000 or more for Non-Pro clients. Pro contexts are $1, $2.50, $5, and $15. These amounts are client-paid context, not freelancer deductions.
Payment processing, bank, foreign-exchange, and payout costs are external assumptions. Enter the rate and fixed amount shown for your payment path.
Plan allocation is optional and is kept separate from the platform commission so a plan decision does not look like a per-contract fee.
Net freelancer revenue is before income tax, refunds, delivery costs, subcontractors, and other business expenses.

Sources & review

Know what this estimate is built on

Use these official references to locate the policy, plan, or help details behind the editable inputs.

Calculator model reviewed: August 9, 2026

Official references

Contra(opens in a new tab)

Use the current terms

Public terms can vary by account, region, category, plan, or seller program. Use the official reference as a starting point, then verify the rates and terms shown in your account.

Defaults are editable estimates. Match them to your current account, provider statement, official authority, lender, or adviser before making a pricing or investment decision.

Calculator model reviewed: August 9, 2026. This date covers the page and calculator guidance, not a guarantee that every live platform rate or term was re-audited on that date.

Worked example

A $1,000 Contra invoice

The freelancer commission stays at the marketed 0% context. Processing is 2.9% plus $0.30, bank and currency costs are 0%, and no plan allocation is entered. A Non-Pro client fee is shown separately.

External processing is $29.30, net freelancer revenue is $970.70 before tax and business costs, and the client-paid contract fee context is $29. The client fee does not reduce freelancer revenue.

FAQ