Buy Me a Coffee Profit Calculator
Turn an average supporter payment and a monthly transaction forecast into a per-transaction and monthly view. Separate platform, processing, payout, and creator costs, then test whether creator-paid or supporter-paid processing better describes your situation. Taxes are never treated as automatically withheld.
Best for
Make the next pricing or planning decision with context
Compare what remains from your Buy Me a Coffee sales after the costs and fees you enter, then test a conservative and target scenario. It covers Buy Me a Coffee monthly support, fees, net creator earnings, and payout threshold progress across one-time support, memberships, or shop sales.
Instant calculations · Editable fee assumptions · Export-ready results
Inputs
Values update results instantly. Adjust fee assumptions to match your seller dashboard.
Your figures are saved in this browser on this device.
Monthly forecast
One-time supports, membership charges, or shop sales expected in the month.
Average gross payment per transaction before modeled fees.
Support payment
Membership adds the optional membership processing adjustment.
Platform fees
5% is an editable planning default for all three transaction types.
Legacy or account-specific per-transaction add-on. $0 is the default.
Payment processing
2.9% is a Stripe-style planning default.
$0.30 is a Stripe-style planning default per transaction.
Applied only when Membership is selected. The 0.5% default is editable.
Applied only when the international-card toggle is on. The 1% default is editable.
Adds the international processing scenario when enabled.
Who pays processing
On subtracts processing from creator net. Off shows it separately and leaves it out of creator net as a supporter-paid planning context.
Payout
0.5% is an editable planning estimate applied to the payout base.
$10 is an editable planning context, not a universal promise.
Weekly is the default planning context and may differ from your account.
Creator costs
Optional deduction multiplied by monthly transactions. Taxes remain your responsibility and are not automatically withheld.
Results
Live estimates based on your inputs and editable fee assumptions.
Net creator earnings per transaction
$10.70
Monthly gross support
$720.00
Monthly platform fees
$36.00
Monthly payment processing
$38.88
Monthly payout fees
$3.23
Monthly creator costs or reserve
$0.00
Monthly net creator earnings
$641.89
Effective fee rate
10.8%
Costs deducted from creator net divided by monthly gross support.
Transactions needed for threshold
1
Monthly payout progress
100.0%
Payout context
Weekly payout planning; monthly forecast reaches the $10.00 threshold
What this means
60 one-time support transactions at $12.00 average produce $641.89 in monthly net creator earnings before taxes. Processor costs reduce that net.
Buy Me a Coffee monthly support breakdown
Interactive breakdown of fees, costs, and remaining profit.
Distribution
- Platform fees$36.005.0%
- Payment processing$38.885.4%
- Payout fees$3.230.4%
- Net creator earnings$641.8989.2%
Total $720.00 · 4 segments · interactive
Line-item breakdown
Dollar amounts, share of revenue, and visual proportion.
- Monthly transactions
- 60
- Average supporter payment
- $12.00
- Monthly gross support
- $720.00
- Monthly platform fees
- $36.00
- Monthly payment processing
- $38.88
- Monthly payout fees
- $3.23
- Monthly creator costs or reserve
- $0.00
- Monthly net creator earnings
- $641.89
- Effective fee rate
- 10.8%
- Monthly payout progress
- 100.0%
Assumptions used
- • 60 one-time support transactions × $12.00 = $720.00 monthly gross
- • Per transaction: platform $0.60, processor $0.65, payout $0.05, creator cost $0.00
- • Creator absorbs processing; creator-borne monthly costs $78.11
- • Weekly payout planning; $10.00 editable threshold
- • Taxes are creator responsibilities and are included only when entered as a reserve
Your next best moves
Use your Buy Me a Coffee Profit result to make the next decision. These Buy Me a Coffee tools follow the same cost and pricing thread.
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Download a practical checklist for pricing, hidden cost leaks, and healthier profit decisions alongside this result.
More Buy Me a Coffee calculators and guides are in the category hub.
Explore Buy Me a CoffeeBuy Me a Coffee Profit Calculator
Generated 9/11/2026, 3:16:30 AM · Currency USD
Inputs
- Expected monthly transactions: 60
- Average supporter payment: 12
- Transaction type: oneTime
- Buy Me a Coffee platform fee (%): 5
- Optional fixed platform add-on: 0
- Payment processing (%): 2.9
- Payment processing fixed fee: 0.3
- Membership extra processing (%): 0.5
- International card surcharge (%): 1
- International card: false
- Creator absorbs payment processing: true
- Payout fee (%): 0.5
- Creator cost or tax reserve per transaction: 0
- Payout threshold: 10
- Payout timing context: weekly
Results
- Monthly transactions: 60
- Average supporter payment: $12.00
- Monthly gross support: $720.00
- Monthly platform fees: $36.00
- Monthly payment processing: $38.88
- Monthly payout fees: $3.23
- Monthly creator costs or reserve: $0.00
- Monthly net creator earnings: $641.89
- Effective fee rate: 10.8%
- Monthly payout progress: 100.0%
Interpretation
60 one-time support transactions at $12.00 average produce $641.89 in monthly net creator earnings before taxes. Processor costs reduce that net.
How it works
Methodology & formulas
This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.
Calculation steps
- 1Calculate one representative transaction with the selected type and fee assumptions.
- 2Multiply gross, each fee, creator cost, and net by expected monthly transactions.
- 3Calculate effective creator-borne fee rate from monthly deducted costs divided by monthly gross support.
- 4Compare monthly net payout with the editable threshold and estimate transactions needed at the modeled net per transaction.
Formulas
- Monthly gross support = monthly transactions × average supporter payment
- Monthly platform fees = platform fee per transaction × monthly transactions
- Monthly processor fees = processor fee per transaction × monthly transactions
- Monthly payout fees = payout fee per transaction × monthly transactions
- Monthly net creator earnings = net per transaction × monthly transactions
- Transactions needed for threshold = ceiling(threshold ÷ positive net per transaction)
Important assumptions
- The default model starts with no setup or monthly platform fee and a 5% platform fee on each modeled transaction. Rates and fixed amounts are editable planning assumptions.
- Payment processing starts at 2.9% plus $0.30. Membership adds 0.5% and international cards add 1% only when selected.
- When creator absorption is on, processor fees reduce net earnings. When off, processor fees are displayed separately but left out of creator net as supporter-paid context.
- Payout fee starts at 0.5% of payout amount. Creator cost or tax reserve is entered per transaction and multiplied by monthly transactions.
- $10 threshold and weekly payout timing are editable planning context. Taxes are creator responsibilities and are not automatically withheld.
Sources & review
Know what this estimate is built on
Use these official references to locate the policy, plan, or help details behind the editable inputs.
Official references
Use the current terms
These official references are starting points for published policies, pricing, or help. They do not validate every default in this calculator. Rates, plans, eligibility, regions, and account terms can change, so compare the editable fields with your account before relying on the result.
Defaults are editable estimates. Match them to your current account, provider statement, official authority, lender, or adviser before making a pricing or investment decision.
Calculator model reviewed: August 9, 2026. This date covers the page and calculator guidance, not a guarantee that every live platform rate or term was re-audited on that date.
Worked example
60 one-time supports at $12 average
The monthly forecast uses 60 one-time support payments averaging $12, with 5% platform, 2.9% plus $0.30 processing, 0.5% payout, creator-paid processing, no international cards, and no creator reserve.
FAQ
Common questions
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