Buy Me a Coffee Pricing Calculator
Work backward from the amount you want to keep and the margin you need. This calculator tests one-time support, memberships, or shop sales against editable platform, processing, payout, international-card, fixed add-on, and creator-cost assumptions, with a clear choice about who absorbs processing.
Best for
Make the next pricing or planning decision with context
Set a price for your Buy Me a Coffee offer that covers the costs in this model and supports the target contribution you need. It covers Solve for a planning supporter amount that reaches a target net and margin after Buy Me a Coffee fees and creator costs.
Instant calculations · Editable fee assumptions · Export-ready results
Inputs
Values update results instantly. Adjust fee assumptions to match your seller dashboard.
Your figures are saved in this browser on this device.
Pricing goals
Amount you want to keep from one supporter payment after costs selected below.
Net creator earnings as a share of the gross supporter payment after the selected deductions.
Support payment
Membership adds the optional membership processing adjustment.
Platform fees
5% is an editable planning default, not a universal promise for every account or region.
Legacy or account-specific per-transaction add-on. $0 is the default.
Payment processing
2.9% is a Stripe-style planning default.
$0.30 is a Stripe-style planning default per transaction.
Applied only to membership transactions. The 0.5% default is editable planning context.
Applied only when the international-card toggle is on. The 1% default is editable.
Adds the international processing scenario when enabled.
Who pays processing
On subtracts processing from net. Off shows it separately and leaves it out of creator net as a supporter-paid planning context.
Payout
0.5% is an editable planning estimate on the payout base.
Creator costs
Optional deduction. Taxes remain your responsibility and are not automatically withheld.
Results
Live estimates based on your inputs and editable fee assumptions.
Price for target net
$22.16
Price for target margin
$1.80
Recommended supporter amount
$22.16
A planning target, not a guaranteed checkout requirement.
Platform fee at recommendation
$1.11
Payment processing at recommendation
$0.94
Payout fee at recommendation
$0.10
Creator cost or reserve
$0.00
Projected net creator amount
$20.01
Projected net margin
90.3%
Effective fee rate
9.7%
Goal status
Both goals reached
What this means
A planning supporter amount near $22.16 leaves $20.01 for the creator at a 90.3% net margin. Buy Me a Coffee checkout options may differ from this target.
What builds the recommended supporter amount
Interactive breakdown of fees, costs, and remaining profit.
Distribution
- Platform fee$1.115.0%
- Payment processing$0.944.3%
- Payout fee$0.100.5%
- Net creator amount$20.0190.3%
Total $22.16 · 4 segments · interactive
Line-item breakdown
Dollar amounts, share of revenue, and visual proportion.
- Recommended gross supporter amount
- $22.16
- Price for target net
- $22.16
- Price for target margin
- $1.80
- Platform fee
- $1.11
- Payment processing
- $0.94
- Payout fee
- $0.10
- Creator cost or reserve
- $0.00
- Projected net creator amount
- $20.01
- Projected net margin
- 90.3%
Assumptions used
- • Target net $20.00 and target margin 75.0%
- • One-time support; recommended gross $22.16
- • undefined; processor fee $0.94
- • Recommended amount is a planning target, not a guaranteed checkout requirement
- • Taxes remain creator responsibilities and are included only when entered as a reserve
Your next best moves
Use your Buy Me a Coffee Pricing result to make the next decision. These Buy Me a Coffee tools follow the same cost and pricing thread.
Keep the decision moving with the free Etsy Seller Toolkit
Download a practical checklist for pricing, hidden cost leaks, and healthier profit decisions alongside this result.
More Buy Me a Coffee calculators and guides are in the category hub.
Explore Buy Me a CoffeeBuy Me a Coffee Pricing Calculator
Generated 9/11/2026, 3:17:17 AM · Currency USD
Inputs
- Target net creator amount: 20
- Target net margin (%): 75
- Transaction type: oneTime
- Buy Me a Coffee platform fee (%): 5
- Optional fixed platform add-on: 0
- Payment processing (%): 2.9
- Payment processing fixed fee: 0.3
- Membership extra processing (%): 0.5
- International card surcharge (%): 1
- International card: false
- Creator absorbs payment processing: true
- Payout fee (%): 0.5
- Creator cost or tax reserve per transaction: 0
Results
- Recommended gross supporter amount: $22.16
- Price for target net: $22.16
- Price for target margin: $1.80
- Platform fee: $1.11
- Payment processing: $0.94
- Payout fee: $0.10
- Creator cost or reserve: $0.00
- Projected net creator amount: $20.01
- Projected net margin: 90.3%
Interpretation
A planning supporter amount near $22.16 leaves $20.01 for the creator at a 90.3% net margin. Buy Me a Coffee checkout options may differ from this target.
How it works
Methodology & formulas
This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.
Calculation steps
- 1Build the same transaction fee stack used by the Fee calculator.
- 2Binary-search gross supporter payment for the lowest amount meeting the target net amount.
- 3Binary-search again for the lowest amount meeting the target net margin.
- 4Recommend the higher of the two goal prices and recheck both goals at that amount.
- 5Report an explicit status when a goal is outside the bounded planning range.
Formulas
- Price for target net = lowest gross where net creator earnings ≥ target net
- Price for target margin = lowest gross where net creator earnings ÷ gross × 100 ≥ target margin
- Recommended supporter amount = max(price for target net, price for target margin)
- Net creator earnings = gross − platform fee − creator-paid processing − payout fee − creator cost
- Processor fee is excluded from net when creator absorbs processing is off
Important assumptions
- The default model starts with no setup or monthly platform fee, a 5% platform fee, 2.9% plus $0.30 processing, and a 0.5% payout estimate. Every rate is editable.
- Membership adds the optional 0.5% processing adjustment. International cards add the optional 1% adjustment only when selected.
- The creator-absorbs-processing toggle changes the goal math. When off, processor cost is shown separately but excluded from creator net as a supporter-paid planning scenario.
- The recommended amount is the smallest gross payment within a $100,000 planning range that reaches both selected goals. It is not a claim that Buy Me a Coffee lets a creator force a particular checkout amount.
- Creator costs and tax reserves are deducted only when entered. Taxes remain creator responsibilities and are not automatically withheld.
Sources & review
Know what this estimate is built on
Use these official references to locate the policy, plan, or help details behind the editable inputs.
Official references
Use the current terms
These official references are starting points for published policies, pricing, or help. They do not validate every default in this calculator. Rates, plans, eligibility, regions, and account terms can change, so compare the editable fields with your account before relying on the result.
Defaults are editable estimates. Match them to your current account, provider statement, official authority, lender, or adviser before making a pricing or investment decision.
Calculator model reviewed: August 9, 2026. This date covers the page and calculator guidance, not a guarantee that every live platform rate or term was re-audited on that date.
Worked example
$20 net target on one-time support
A one-time supporter payment needs to leave $20 net at a 75% target margin. The model uses 5% platform, 2.9% plus $0.30 processing, 0.5% payout, no international surcharge, no fixed add-on, and creator-paid processing.
FAQ
Common questions
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