Annual Recurring Revenue Calculator
Enter current MRR, annual-only contract value, multi-year contract value, monthly churn, expansion rate, growth forecast, and forecast horizon. See MRR-based ARR, contracts ARR, total ARR, net retention, projected ARR at 6 and 12 months, and implied valuation at 5x and 10x multiples. Use it to translate monthly momentum into the annual number investors and buyers actually underwrite.
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Turn volume and rate assumptions into a revenue scenario for your business scenario. It covers your Annual Recurring Revenue from MRR, contract values, and subscription mix — the north-star SaaS metric.
Instant calculations · Editable fee assumptions · Export-ready results
Inputs
Values update results instantly. Adjust fee assumptions to match your seller dashboard.
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Revenue
Current Monthly Recurring Revenue
Total value of annual-only contracts (not monthly×12)
Total multi-year contracts, amortize annual portion
Retention
Percent of MRR churned monthly
Net expansion from upgrades and add-ons
Projections
Expected monthly net MRR growth
Months to project forward
Results
Live estimates based on your inputs and editable fee assumptions.
ARR from MRR
$174,000.00
Current MRR ×12.
ARR from annual contracts
$24,000.00
Annual-only contracts value.
ARR from multi-year (amortized)
$0.00
Multi-year value divided by years (assumes 2y if any).
Total ARR
$198,000.00
MRR-based plus contracts ARR.
Net revenue retention monthly %
98.5%
1 − churn + expansion.
Gross MRR growth % forecast
5.0%
Your input growth forecast.
Projected ARR in 6 months
$257,176.64
At growth forecast compound.
Projected ARR in 12 months
$336,479.00
At forecast horizon.
Implied valuation at 5× ARR
$990,000.00
Conservative SaaS multiple.
Implied valuation at 10× ARR
$1,980,000.00
Strong growth SaaS multiple.
What this means
MRR $14500 → ARR $174000. +$24000 annual +$0 multi-year = $198000 total ARR. Net retention 98.5%. At 5.0% monthly, 12mo projected $336479 ARR. 5× $990000, 10× $1980000.
ARR composition and projection
Interactive breakdown of fees, costs, and remaining profit.
Distribution
- ARR from MRR$174,000.0051.7%
- Annual contracts$24,000.007.1%
- Growth delta$138,479.0041.2%
Total $336,479.00 · 3 segments · interactive
Line-item breakdown
Dollar amounts, share of revenue, and visual proportion.
- Current MRR
- $14,500.00
- ARR from MRR (×12)
- $174,000.00
- Annual contracts ARR
- $24,000.00
- Multi-year amortized ARR
- $0.00
- Total ARR now
- $198,000.00
- Net retention monthly
- 98.5%
- Growth forecast
- 5.0%
- 6-month projected ARR
- $257,176.64
- 12-month projected ARR
- $336,479.00
- Implied valuation 5×
- $990,000.00
- Implied valuation 10×
- $1,980,000.00
Assumptions used
- • ARR from MRR $174000.00 = $14500.00×12
- • Total ARR $198000.00 = 174000.00+24000.00+0.00
- • Net retention 98.5% = 0.9850×100
Your next best moves
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Explore General BusinessAnnual Recurring Revenue Calculator
Generated 9/16/2026, 7:49:51 AM · Currency USD
Inputs
- Current Monthly Recurring Revenue: 14500
- Total annual-only contracts: 24000
- Total multi-year contracts value: 0
- Monthly churn rate %: 3
- Monthly expansion rate %: 1.5
- Monthly net MRR growth %: 5
- Forecast horizon (months): 12
Results
- Current MRR: $14,500.00
- ARR from MRR (×12): $174,000.00
- Annual contracts ARR: $24,000.00
- Multi-year amortized ARR: $0.00
- Total ARR now: $198,000.00
- Net retention monthly: 98.5%
- Growth forecast: 5.0%
- 6-month projected ARR: $257,176.64
- 12-month projected ARR: $336,479.00
- Implied valuation 5×: $990,000.00
- Implied valuation 10×: $1,980,000.00
Interpretation
MRR $14500 → ARR $174000. +$24000 annual +$0 multi-year = $198000 total ARR. Net retention 98.5%. At 5.0% monthly, 12mo projected $336479 ARR. 5× $990000, 10× $1980000.
How it works
Methodology & formulas
This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.
Calculation steps
- 1Multiply current MRR by 12 for base ARR.
- 2Add annual-only contracts directly; amortize multi-year over assumed term.
- 3Calculate net retention from churn and expansion inputs.
- 4Compound MRR by growth forecast for projection months.
- 5Convert projected MRR back to ARR for future estimates.
- 6Apply 5× and 10× multiples for quick valuation sanity check.
Formulas
- arrFromMRR = currentMRR ×12
- arrFromAnnual = annualContractValue
- arrFromMulti = multiYear/2 if >0 else 0
- totalARR = arrFromMRR + arrFromAnnual + arrFromMulti
- netRetention = 1 − churn/100 + expansion/100
- projectedMRR = currentMRR × (1+growth)^months
- projectedARR = projectedMRR×12 + annual + multi
- valuation = ARR × multiple
Important assumptions
- ARR from MRR = currentMRR ×12.
- ARR from annual contracts = annualContractValue (already annual).
- ARR from multi-year = multiYearContractValue / 2 amortized annually if value >0, 0 otherwise.
- Total ARR = MRR-based + annual + multi-year.
- Net retention monthly = 1 − churnRate/100 + expansionRate/100.
- Projected MRR = currentMRR × (1+growthForecast)^months.
- Projected ARR = projectedMRR×12 + annualContracts (flat) + amortized multi-year.
- Implied valuations = totalARR ×5 and ×10.
Sources & review
Know what this estimate is built on
This calculator is intentionally platform-agnostic, so it does not attach a platform fee URL.
Official references
No single official fee page is attached here. The model keeps these inputs editable so you can use the terms that apply to your situation.
Use the current terms
This model uses editable planning assumptions. Confirm tax, payment, financing, or operating terms with the relevant provider, official authority, or adviser for your situation.
Defaults are editable estimates. Match them to your current account, provider statement, official authority, lender, or adviser before making a pricing or investment decision.
Calculator model reviewed: August 9, 2026. This date covers the page and calculator guidance, not a guarantee that every live platform rate or term was re-audited on that date.
Worked example
$14.5K MRR plus $24K annual contracts
$14.5K MRR, $24K annual contracts, $0 multi-year, 3% churn, 1.5% expansion, 5% growth, 12 month forecast.
FAQ
Common questions
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