Toptal Earnings Calculator
Set the hourly rate you choose, the hours you expect to bill each week, and the weeks you plan to bill each year. This calculator shows gross earnings before your own taxes and business costs. The researched model assumes 0% freelancer platform commission, and it does not treat Toptal's client-side subscription, client markup, or deposit as a freelancer deduction.
Best for
Make the next pricing or planning decision with context
Compare what remains from your Toptal sales after the costs and fees you enter, then test a conservative and target scenario. It covers weekly, monthly, and annual Toptal freelance earnings from your own rate and billable schedule.
Instant calculations · Editable fee assumptions · Export-ready results
Inputs
Values update results instantly. Adjust fee assumptions to match your seller dashboard.
Your figures are saved in this browser on this device.
Rate
The rate you set or negotiate with clients.
Schedule
Hours you expect to bill, not total work hours.
Use 4.33 for a calendar-month average, or a more conservative figure.
Leave room for holidays, gaps between projects, and time off.
Capacity
Optional capacity check including admin, proposals, and learning.
Results
Live estimates based on your inputs and editable fee assumptions.
Weekly gross earnings
$1,875.00
Rate multiplied by billable hours.
Monthly gross estimate
$8,118.75
Weekly gross multiplied by your monthly weeks assumption.
Annual gross earnings
$90,000.00
Weekly gross multiplied by billable weeks per year.
Annual billable hours
1,200
Hours available to invoice across the year.
Billable utilization
62.5%
Billable hours as a share of total work capacity.
What this means
At 25.0 billable hours per week and a 75.00 rate, projected annual gross is 90000.00 across 48 billable weeks. The model deducts no freelancer platform commission and leaves your taxes and business costs for separate planning.
Gross earnings checkpoints
Interactive breakdown of fees, costs, and remaining profit.
Distribution
- Weekly gross$1,875.001.9%
- Monthly gross$8,118.758.1%
- Annual gross$90,000.0090.0%
Total $99,993.75 · 3 segments · interactive
Line-item breakdown
Dollar amounts, share of revenue, and visual proportion.
- Weekly gross earnings
- $1,875.00
- Monthly gross estimate
- $8,118.75
- Annual gross earnings
- $90,000.00
- Annual billable hours
- 1,200
- Billable utilization
- 62.5%
Assumptions used
- • Rate 75.00 × 25.0 billable hours per week
- • 48 billable weeks per year
- • 0% freelancer platform commission starting assumption
Your next best moves
Use your Toptal Earnings result to make the next decision. These Toptal tools follow the same cost and pricing thread.
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Download a practical checklist for pricing, hidden cost leaks, and healthier profit decisions alongside this result.
More Toptal calculators and guides are in the category hub.
Explore ToptalToptal Earnings Calculator
Generated 9/10/2026, 7:45:24 PM · Currency USD
Inputs
- Your hourly rate: 75
- Billable hours per week: 25
- Billable weeks per month: 4.33
- Billable weeks per year: 48
- Total work hours per week: 40
Results
- Weekly gross earnings: $1,875.00
- Monthly gross estimate: $8,118.75
- Annual gross earnings: $90,000.00
- Annual billable hours: 1,200
- Billable utilization: 62.5%
Interpretation
At 25.0 billable hours per week and a 75.00 rate, projected annual gross is 90000.00 across 48 billable weeks. The model deducts no freelancer platform commission and leaves your taxes and business costs for separate planning.
How it works
Methodology & formulas
This calculator is transparent by design. Review the steps and formulas so you can trust the estimate and adjust assumptions when your dashboard differs.
Calculation steps
- 1WeeklyGross = hourlyRate × hoursPerWeek.
- 2MonthlyGross = WeeklyGross × weeksPerMonth.
- 3AnnualGross = WeeklyGross × billableWeeksPerYear.
- 4AnnualBillableHours = hoursPerWeek × billableWeeksPerYear.
- 5Utilization = hoursPerWeek ÷ workHoursPerWeek × 100 when total work hours are greater than zero.
Formulas
- Weekly gross = rate × weekly billable hours
- Monthly gross = weekly gross × billable weeks per month
- Annual gross = weekly gross × billable weeks per year
- Annual billable hours = weekly hours × billable weeks per year
- Utilization = billable hours ÷ total work hours × 100
Important assumptions
- Weekly gross equals hourly rate multiplied by billable hours per week.
- Monthly gross uses the editable billable weeks per month field. Annual gross uses the separate billable weeks per year field.
- The researched Toptal freelancer model uses a 0% platform commission assumption. Confirm the terms of your own arrangement before relying on the output.
- Toptal's reported $79 per month subscription is client-side research context and is not deducted from freelancer earnings here.
- Taxes, insurance, software, unpaid admin time, and other business costs are outside gross earnings and should be modeled separately.
Sources & review
Know what this estimate is built on
Use these official references to locate the policy, plan, or help details behind the editable inputs.
Official references
Use the current terms
Public terms can vary by account, region, category, plan, or seller program. Use the official reference as a starting point, then verify the rates and terms shown in your account.
Defaults are editable estimates. Match them to your current account, provider statement, official authority, lender, or adviser before making a pricing or investment decision.
Calculator model reviewed: August 9, 2026. This date covers the page and calculator guidance, not a guarantee that every live platform rate or term was re-audited on that date.
Worked example
25 hours per week at 75 per hour
A freelancer bills 25 hours per week at 75, plans 4.33 billable weeks per month, and expects 48 billable weeks per year.
FAQ